Testimonials
We know that the services provided through HOPP are vital to the housing stability of thousands of families throughout New York. Here are some stories of how effective and critical your intervention will be to keep this funding for families across New York:
Mr. N on Long Island: “I lost my job in 2007 and was unemployed for many years even though I have a BS in Computer Science. I was able to obtain a part-time job as a waiter and my wife worked two minimum wage jobs to pay the household expenses. Our income was not enough to cover our expenses and we exhausted our savings and retirement accounts. The mortgage was paid off, but I couldn’t pay the full property tax obligations. Suffolk County notified us that they would take ownership of our property within the next four weeks unless we were able to pay $68,000. I came to the counseling with my wife and we were able to keep our home.”
Homeowner in Western NY: “I fell behind after my teenage son suffered a brain hemorrhage. I tried several times to work with the bank to modify my mortgage, but was turned down every time. Once I started to work with the Center for Elder Law & Justice they were able to persuade the bank to modify my loan so I can get back on track. Now I can keep my house and make sure my son is taken care of.”
Mr. M in the Bronx: “My wife and I were unable to pay our mortgage and faced foreclosure. Due to our unique situation, our applications for modification were denied multiple times. It was only with the help of Bronx Legal Services that my family’s circumstances were accurately evaluated and our loan modification approved. Now, I am current on my mortgage and my family’s home is no longer in danger of being lost.”
Mr. M in Buffalo: “My son’s mother passed away in 2016 after she was murdered. I was left without her social security. All I had was my disability income. My father had also passed away around the same time. I was living in his house and I couldn’t afford it. I couldn’t pay and I was going to lose my home. I had a 13 year old kid and I didn’t want to move. I ended up working with Belmont Housing. Now, I get to keep my son in his high school. It was a hugely difficult time and very overwhelming. This program saves families.”