The Daily Gazette: Foreclosure activity ticks upward in Capital Region in 2018

The report warned that rising interest rates, looser lending standards or a recession could cause a rebound in foreclosures. It also notes that homeowner assistance programs run by nonprofit organizations — 89 of them, by one count — have been critical to reducing the number of foreclosures. The funding stream for these programs will expire shortly and any replacement is subject to state budget negotiations.